Lending Requirements
The following documentation is required to be submitted along with a completed application form for the processing of a loan:

• Last 3 months bank statements;
  

• If employed, copy of latest pay slip;
  

• If on Centrelink, copy of latest Centrelink Statement;
  

• If renting a copy of latest rent receipt or copy of lease agreement;
  

• Copy of a utilities bill (such as telephone, gas, electricity etc.) even if not in applicant’s name in order to verify current place of residence;
  

• Identification required in order to verify full name, date of birth and current residential address, including some of the following:
  

(1) – photographic – such as driver’s licence, passport, proof of age card, national ID card.

(2) – non - photographic – birth certificate, citizenship certificate, pension card, atm / credit card.

(3) – secondary documents – local government body notice or utilities provider within last 3 months (such as rates notice), ATO notice within last 12 months. *

Once all documentation obtained and application form completed submit these to your nearest Money Centre Branch for the processing of your loan. An application form can be collected from your nearest Money Centre Branch.  Alternatively when all required loan documentation collated bring this to your nearest Branch and complete the application form while a Money Centre staff member photocopies your loan and identification documentation.

* Above requirements may change without notice.

Lending Criteria
The following criteria apply to all applicants:

• Be at least 18 years of age.
  

• Must reside in Sydney Metropolitan Area.
  

• Must have regular income going directly into a bank account. Minimum income required is $400 per fortnight.
  

• Must have been employed in current or previous job for at least the last 6 months.
  

• Self employed persons not eligible for a loan.
  

• Must provide sufficient identification in order to verify full name, date of birth and current residential address.
  

• No exceptions to the above criteria *.
  

* Above criteria may change without notice.